Disclosure

Ben Taylor
Disclosure Statement (PDF)

Hamish Taylor
Disclosure Statement (PDF)

About Disclosures

As our advisers are Authorised Financial Advisers (AFAs) we are required to provide you with a detailed Disclosure Statement free of charge. It is important that that you read this document as it will provide you with very important information about our advisers, the services they offer, the fees they charge, potential conflicts of interest and how to make complaints. This will help you decide whether or not our advisers will suit your needs.

The following explanation come from the Financial Markets Authority website and explains the two parts of the disclosure document. Further information can be found at http://www.fma.govt.nz

AFA Primary Disclosure

The primary disclosure document will give you information to help you decide whether or not to use the adviser. The document will tell you their contact details, describe the services they offer, provide a general description of how they are paid and provide other information about their obligations. The document will also tell you about their complaints procedure and the name of the dispute resolution scheme the adviser belongs to. The primary disclosure is in a set format with compulsory questions that must be answered by the adviser. This means you can read the disclosure statements from different Authorised Financial Advisers (AFAs) and easily compare what each adviser can offer you.

AFA Secondary Disclosure

The secondary disclosure document describes the specific nature of the service your adviser will provide, what it will cost and how you will be charged. Since this will vary depending on the service you are seeking, there is no set format for this document. But the adviser must make sure they have provided you with sufficient information for you to decide whether to use their services.